Newsletters

Four desks. No noise.

Lending intelligence from the team building India's credit stack — infrastructure deep dives, market trends, editorial threads, and a founder's candid view.

26,000+ subscribers·Free

Infinite Loop

Fintech infrastructure deep dives — the systems and protocols quietly rewiring how lending works.

From Srijan Nagar, Co-founder

30 Sep 2026

Why aren’t lenders treating cross-border inflows as credit signals?

16 Sep 2026

Infinite Loop #33: How do you know your AI credit system is working?

2 Sep 2026

Infinite Loop #32: How cascaded credit architecture makes boring models win

20 Aug 2026

Infinite Loop#31: The risk hiding inside every uploaded document

View all issues

The Pattern

Trends shaping digital lending — markets, regulation and macro, decoded every week. Now on its 201st edition.

From Mayank Jain, Head - Marketing

9 Oct 2026

Can NBFCs keep co-lending profitable?

25 Sep 2026

The Pattern #221: What a ₹5 UPI fee does to loan repayment

18 Sep 2026

The other side of strong growth

11 Sep 2026

Beyond the AI hype: Warning calls from the GFF stage

View all issues

Common Thread

The through-line of modern credit — Bindesh Pandey on the ideas, people and shifts that tie India's biggest lending stories together.

From Bindesh Pandey, Head - International Sales & Alliances

10 Sep 2026

Common Thread #4: Untangling credit for Africa

13 Aug 2026

Perfume drops over gallons of water: the Philippines' new terms for digital credit

16 Jul 2026

How digital is your digital product?

7 Jul 2026

How lending solved everything except the customer experience

View all issues

Founder's View

Rajat's take on fintech & building — candid, occasional notes from the founder's desk.

From Rajat Deshpande, Co-founder & CEO

Read on Substack

Loading…

Fetching latest posts

View all issues

One subscription. All four desks.

Get Infinite Loop, The Pattern, Common Thread and Founder's View — pick what lands in your inbox.

Subscribe to all Back to home