State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
Read the report
Guides & Reports
Research you can actually use.
Deep-dive whitepapers, playbooks and annual reports for teams building India's digital lending stack.
Digital credit infrastructure - A FinBox guide for banks and NBFCs
A guide to building a modern lending stack for lenders.
4 May 2026 11 min read
Digital credit infrastructure - A FinBox Guide
A guide to building modern credit products at scale — covering loan origination, decisioning, loan management, and the orchestration layer that ties them together.
4 May 2026 11 min read
Guide to KYC for digital lending
The four KYC methods Indian digital lenders can run today — physical, video, Aadhaar e-KYC, and C-KYC — plus the regulatory map, the cascade, and the checklist that survives an RBI audit.
4 May 2026 11 min read
Guide to digital lending fraud
Static rules, risk scoring, velocity checks, and machine learning — the four-layer detection approach that prevents defaults at 3–5x the average rate.
4 May 2026 11 min read
LSPs' guide to embedded finance
How digital platforms can offer BNPL, checkout financing, overdrafts, and business loans through one integration — embedded credit, explained.
4 May 2026 10 min read
Re-imagining housing finance with Sentinel AI
Smarter co-applicant underwriting and guarantor verification — identity, compliance, credit, and income signals in a single decisioning engine for HFCs.
4 May 2026 9 min read
Embedded credit at scale
The practitioner's guide to partnership lending, LSP onboarding and loan product building in India.
4 May 2026 11 min read
Get new reports as they land.
Subscribe to Infinite Loop — our deep-dive newsletter on lending infrastructure.