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Ideas that move lending forward.

Articles, analysis and practical frameworks from the team behind India's lending infrastructure.

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7 May 2026 · Sentinel

What is a business rule engine in lending?

Modern lending systems are evolving from static underwriting workflows into continuously adaptive decision infrastructure — what a BRE is, how it fits the modern credit stack, and what separates AI-native decisioning from AI-washing.

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Recent articles

Page 1 of 39
One application, five shapes: how AI is rewriting onboarding
A credit head at a mid-sized NBFC told me recently about something that had been bothering her.
29 Apr 2026 5 min read
The FM just held a meeting that should worry every lender in India
Welcome to the 201st edition of The Pattern, a weekly newsletter on the latest in finance, technology, and
24 Apr 2026 3 min read
Four years later, an industry reshaped
Five themes ran through nearly every edition we published over these four years. We're naming them plainly -- and saying what each one actually meant.
17 Apr 2026 6 min read
Why AI killing the loan application form is good for lending
There's a loan officer I spoke to some months ago at a mid-sized NBFC. His team spent roughly half their day calling people who had started applications and gone quiet.
15 Apr 2026 6 min read
Two MPCs, same number, different story
A pause from constraint, not comfort
10 Apr 2026 3 min read
The Infinite Loop No.21: AI-first credit: Slow lenders won't survive
The cost of 16-week product launch timelines in the age of AI.
1 Apr 2026 6 min read

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18 Mar 2026 · 7 min read
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13 Mar 2026 · 2 min read
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The invisible signs before a banking crisis
6 Mar 2026 · 2 min read

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