Could the most crucial customer-faced financial process in India finally get the overhaul it deserves? ____________________________________________________________________________________________ So, you&

As personal loan growth slows and young borrowers pull back, housing finance is emerging as the next big opportunity in India's credit story backed by demand, policy, and smart lending.

A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.

Fraud orchestration is no longer about convincing computers that one is human. It's now about trying to convince AI systems of one's humanness and trustworthiness.

A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.

RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?

Lending is a business of collecting. The real work starts once a loan is disbursed, and monthly auto-debit requests start hitting your borrowers' bank accounts.

RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?

Indian banks are shifting from unsecured to secured loans amid rising delinquencies and regulatory pressure.

It sounds liberating to investors and it is quite powerful. But there is something about the news that raises questions we are not discussing enough. The explainability.

What happens when bankruptcy resolutions don't stay resolved? A deep dive into the IBC, lenders' frustration, and the need for reform.

RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.