The "black box" problem refers to AI systems that make decisions through processes that remain opaque even to their creators. The dilemma is straightforward: if we cannot explain how AI reaches its conclusions, how can we possibly trust it?

Climate change is no longer just an environmental issue--it's a rising credit risk. From crop losses to loan defaults, this piece explores how extreme weather is reshaping India's financial ecosystem and what banks must do to adapt.

India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.

Welcome to the inaugural edition of Infinite Loop, a newsletter where we will gather interesting insights about AI

The new Aadhaar app lets you verify your identity with just a Face ID and QR code. No more photocopies, no more data leaks. Your privacy will be in your terms.

How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.

Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?

Account Aggregator will go where no framework has gone before.

Discover how women are driving India's economic growth through credit awareness, entrepreneurship, and financial independence, yet still face systemic lending challenges.

RBI eases lending norms to boost credit flow, but with soaring NPAs, is this a financial masterstroke or a risky gamble? Dive into the full analysis here.

Banks are aggressively competing for mid-sized borrowers, slashing rates and underpricing risk amid RBI's crackdown on unsecured loans.

The big fight between cash crunch, interest rates and a slowdown in waiting.