Higher prices mean borrowers can raise more against the same jewelry.

AI is moving from the sidelines and into the spotlight.

The AI transformation: A new era in agentic lending

Forget payments infrastructure. India built credit infrastructure at population scale.

For many small business owners, even with steady cash flow, every loan discussion comes down to one question: what collateral can you pledge?

Now, AI is moving from an assistant to an operator.

The RBI kept the repo rate unchanged at 5.25% and retained its neutral stance, exactly in line with expectations.

Heap usage remained stable while memory kept increasing; Memray helped uncover allocator-level memory retention, and tuning jemalloc successfully restored memory back to the host without requiring application code changes.

Building a financial system is a lot like building a product. Early on, the focus is on shipping features and onboarding users. Does it work? Can people sign up?

SMEs in India do remarkable things with limited oxygen. This one is for lenders who want clarity, SMEs who want a breathing room, and anyone tired of hearing about AI without hearing how it helps.

Credit is no longer just about growth or ambitions. For many people, it's becoming a financial response to life's curveballs.

When banks talk about growth, the number everyone focuses on is simple: how fast loans are rising.