Why aren’t lenders treating cross-border inflows as credit signals?
Millions of households get money from family abroad almost every month. Most credit systems still have no way to count it.
Srijan Nagar
Infinite Loop #33: How do you know your AI credit system is working?
The metrics your credit team runs were built for a system that made one decision per file. Your AI makes thirty.
Infinite Loop #32: How cascaded credit architecture makes boring models win
Discover how a tiered, cascaded AI architecture delivers instant decisions while reducing compute costs.
Infinite Loop#31: The risk hiding inside every uploaded document
Autonomous AI agents are taking action—and taking orders from unvetted text embedded in everyday documents. This edition breaks down how to build system-level defenses around autonomous execution.
Why verification can’t be a one-time check
When open-source AI makes flawless deepfakes free, treating identity verification as a one-time check can become a massive risk.
Human oversight for agentic systems isn't one-size-fits-all
When a fast-growing fintech wanted to screen applicants before letting them open a cash management account, it
Delaying AI adoption for legacy readiness is a losing bet
Modernise the core incrementally while deploying AI-native capabilities in parallel.
Why AI-led lending workflows require strategic pauses
What happens when a complex case falls outside the AI's training?
The metric missing from most lending dashboards
Your loan origination is fast, but is it efficient?
Loan origination is now an AI native workflow
Origination was digitised, but it was never redesigned
One application, five shapes: how AI is rewriting onboarding
A credit head at a mid-sized NBFC told me recently about something that had been bothering her.
Why AI killing the loan application form is good for lending
There's a loan officer I spoke to some months ago at a mid-sized NBFC. His team spent roughly half their day calling people who had started applications and gone quiet.