Topic
Underwriting
The science and systems behind lending decisions — bureau data, alternate data, ML models, rule engines, and the infrastructure that runs them in production.
FinBox Research
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read
FinBox Research
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 2 min read
FinBox Research
Lending’s already a dime a dozen. It’s time to reinvent collections.
Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's
15 Dec 2021 6 min read
FinBox Research
How BNPL can help consumer brands save $4 trillion in losses
D2C brands are locked in competition with legacy brands that have been around much longer - and BNPL is what could give the former the edge, especially in payments.
9 Nov 2021 3 min read
FinBox Research
Things to consider while selecting a BNPL provider for your business
Choose the right BNPL provider for your business with confidence! Discover essential factors & tips to make an informed decision in our comprehensive guide. Start now!
20 Oct 2021 4 min read
FinBox Research
What are Account Aggregators and how they will revolutionize India's lending ecosystem
Find what are Account Aggregators? How it works and how Account aggregators will help in lending credit to MSMEs by sharing financial data.
17 Sep 2021 3 min read
FinBox Research
Embedded Lending - Use Cases, Advantages and Challenges
What is Embedded Lending and why is it accepted easily in the financial sector? Get details like pros and cons associated with Embedded Credit lending.
20 Aug 2021 5 min read
FinBox Research
How Buy-Now, Pay-Later is Solving Small Business Cash Flow Problem
Here you can find how buy-now, pay-later services are useful for your business. This blog discusses why it is better than other credit lending models and helpful for revenue growth.
18 Aug 2021 4 min read
Financial-inclusion
What is OCEN and what it means for Digital Lending
Open Credit Enablement Network and Embedded Finance democratize credit distribution and drive financial inclusion.
27 Jul 2021 5 min read
FinBox Research
How Embedded Finance enables retail-tech platforms to grow their revenue by 5x
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
25 Jun 2021 3 min read
FinBox Research
New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
24 Jun 2021 3 min read
FinBox Research
Challenges with MSME lending and how Embedded Finance solves them?
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
8 Apr 2021 6 min read