FinBox Research
Topic

Underwriting

The science and systems behind lending decisions — bureau data, alternate data, ML models, rule engines, and the infrastructure that runs them in production.

The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
Gini Coefficient Explained: The most important measure of a lender's underwriting prowess
Be it a home loan, a car loan, or a business loan - underwriting is the key process that
31 Jan 2022 2 min read
A lenders’ guide to achieving positive unit economics
Five ways to unlock the doors to higher margins
21 Jan 2022 6 min read
How to run a BNPL program with a smaller team
Maximize efficiency with our guide to running a Buy Now Pay Later (BNPL) program with a smaller team. Discover strategies & tips for success in the fast-paced FinTech world!
20 Jan 2022 4 min read
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 3 min read
Lending’s already a dime a dozen. It’s time to reinvent collections.
Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's
15 Dec 2021 6 min read
How BNPL can help consumer brands save $4 trillion in losses
D2C brands are locked in competition with legacy brands that have been around much longer - and BNPL is what could give the former the edge, especially in payments.
9 Nov 2021 3 min read
Things to consider while selecting a BNPL provider for your business
Choose the right BNPL provider for your business with confidence! Discover essential factors & tips to make an informed decision in our comprehensive guide. Start now!
20 Oct 2021 4 min read
What are Account Aggregators and how they will revolutionize India's lending ecosystem
Find what are Account Aggregators? How it works and how Account aggregators will help in lending credit to MSMEs by sharing financial data.
17 Sep 2021 4 min read
Embedded Lending - Use Cases, Advantages and Challenges
What is Embedded Lending and why is it accepted easily in the financial sector? Get details like pros and cons associated with Embedded Credit lending.
20 Aug 2021 5 min read
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