FinBox Research
Topic

Underwriting

The science and systems behind lending decisions — bureau data, alternate data, ML models, rule engines, and the infrastructure that runs them in production.

How Buy-Now, Pay-Later is Solving Small Business Cash Flow Problem
Here you can find how buy-now, pay-later services are useful for your business. This blog discusses why it is better than other credit lending models and helpful for revenue growth.
18 Aug 2021 4 min read
Financial-inclusion
What is OCEN and what it means for Digital Lending
Open Credit Enablement Network and Embedded Finance democratize credit distribution and drive financial inclusion.
27 Jul 2021 5 min read
How Embedded Finance enables retail-tech platforms to grow their revenue by 5x
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
25 Jun 2021 3 min read
New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
24 Jun 2021 3 min read
Challenges with MSME lending and how Embedded Finance solves them?
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
8 Apr 2021 6 min read
Embedded Finance vs Digital Lending Partnerships - What’s the best way to offer credit on Digital Platforms?
Discover the differences between embedded finance and digital lending partnerships and which approach is the best way to offer credit on digital platforms.
24 Mar 2021 7 min read
Embedded Finance
What is a credit line & why it is the most effective MSME credit product?
Credit Line addresses the multiple challenges of MSME Credit. Embedded Finance enables platforms to distribute these credit lines.
6 Feb 2021 6 min read
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