Topic

Underwriting

The science and systems behind lending decisions — bureau data, alternate data, ML models, rule engines, and the infrastructure that runs them in production.

FinBox Research
Why your digital lending program needs automated bank statement analysis
Learn why an automated bank statement analyzer is crucial for the success of your digital lending program. Discover the benefits and potential impact.
13 Sep 2022 4 min read
FinBox Research
Why an integrated CRM-LMS approach is crucial to digital lending success
Customer experience (CX) now reigns supreme in the lending industry. This has been proven beyond doubt by new
25 Aug 2022 3 min read
FinBox Research
The build-it-yourself trap in digital lending and why you should avoid it
Don't fall into the build-it-yourself trap in digital lending. Learn about the hidden costs and risks of building your own solutions and the benefits of partnering.
11 Aug 2022 5 min read
FinBox Research
Signals from the soil: Why data interoperability is crucial to agricultural lending
Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality
13 May 2022 4 min read
FinBox Research
Retailers need to bring online shoppers to the stores. Here’s how technology can help
Digitization isn’t new, consumer behaviour is not changing, it’s adapting. Everyone still wants to consider products,
14 Apr 2022 5 min read
FinBox Research
Ka Ching: How embedded finance creates new revenue streams for B2B companies
Explore the potential of Embedded Finance for creating new revenue streams for B2B companies in our latest blog post.
23 Mar 2022 3 min read
FinBox Research
Embedded finance is the magic potion for customer retention. Here’s why.
Thriving B2B marketplaces hit a wall when it comes to differentiating on value. They have tried to address
16 Mar 2022 4 min read
FinBox Research
The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
FinBox Research
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
FinBox Research
Gini Coefficient Explained: The most important measure of a lender's underwriting prowess
Be it a home loan, a car loan, or a business loan - underwriting is the key process that
31 Jan 2022 2 min read
FinBox Research
A lenders’ guide to achieving positive unit economics
Five ways to unlock the doors to higher margins
21 Jan 2022 6 min read
FinBox Research
How to run a BNPL program with a smaller team
Maximize efficiency with our guide to running a Buy Now Pay Later (BNPL) program with a smaller team. Discover strategies & tips for success in the fast-paced FinTech world!
20 Jan 2022 4 min read