FinBox Research
Topic

Financial Inclusion

Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.

Of private money, public tech, and the humble kirana store
There's huge news coming in from the Indian e-commerce industry! To put it succinctly, the
3 Jun 2022 4 min read
The case for Embedded Finance in healthcare
This article was written in collaboration with QubeHealth, a FinTech for health-tech company that is changing the
3 Jun 2022 6 min read
Lending for Bharat: How WhatsApp, APIs and sachet loans will bring credit to millions of Indians
WhatsApp Business is on its way to becoming a quasi-superapp in India. Meta’s golden goose has
2 Jun 2022 5 min read
Equated Daily Instalments
Move over EMIs: Understanding Equated Daily Instalments (EDIs) and how it’ll bring formal credit to 4 crore MSMEs
What does it take to run a successful EDI programme? Find out
30 May 2022 5 min read
A digital lender’s guide to acquiring new borrowers (without burning marketing dollars)
There’s a common misconception around marketing - that it only works when you throw money at it. Think
30 May 2022 4 min read
Dire straits - Four charts reveal just how broken MSME lending is
Hello ! Hope you had a good week. Today, I am here to share some sobering but pretty interesting
27 May 2022 5 min read
GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity
When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time
24 May 2022 3 min read
Of RBI's matchmaking, explorer banks, and innovation beyond BNPL
Bank of Baroda recently announced the launch  of its co-lending platform in partnership with several non-banking
20 May 2022 2 min read
During a gold rush, sell shovels
Hello and welcome to this week's edition of the Pattern, a newsletter where I try to
13 May 2022 4 min read
Beyond digitisation: Decoding AgriStack and its promise to reform agri financing
Is a UPI moment in agricultural credit almost here? Find out
13 May 2022 4 min read
Here’s how companies can become the financial services provider of choice for their employees!
Nearly 86% of the formal workforce is expected to find a new job in the next six months
13 May 2022 3 min read
Missing the disease for the symptoms
The impact of Covid-19 on the agricultural sector, credit flow to farmers, and the role of FinTech in addressing these challenges.
6 May 2022 2 min read
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