FinBox Research
Topic

Financial Inclusion

Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.

70% of Indians are one medical bill away from slipping into poverty. Can new-age finance help?
Zomato’s ten minute delivery plan was met with a fair bit of uproar when it was announced
5 May 2022 3 min read
Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x
The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for
2 May 2022 3 min read
Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 4 min read
Five worrying trends that FinTech founders are ignoring
Hello everyone! Welcome to the seventh edition of The Pattern  - your weekly dose of all things interesting in
29 Apr 2022 6 min read
A legacy bank’s guide to playing and winning the FinTech game
Looking to compete with FinTechs? Learn how to modernize your banking operations with this comprehensive guide to playing and winning the FinTech game.
21 Apr 2022 4 min read
Sachetised loans are a gateway to deeper financial empowerment. Here’s why
Loans in sachets — because good things come in small packages
21 Apr 2022 5 min read
Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
Retailers need to bring online shoppers to the stores. Here’s how technology can help
Digitization isn’t new, consumer behaviour is not changing, it’s adapting. Everyone still wants to consider products,
14 Apr 2022 5 min read
For legacy brands, the road to D2C victory passes through FinTech. Here’s why
In India, we’re obsessed with established brands and the trust they bring. Just a look at the
14 Apr 2022 4 min read
D2C brands and revenue-based financing - a match made in heaven?
While the pandemic made life tougher for large consumer brands as they tried to plug supply chain challenges,
12 Apr 2022 3 min read
How many digital banks does it take to make banking digital?
Hello everyone ! Yesterday, RBI officially stated that digital banking has emerged as the "preferred" channel for
8 Apr 2022 6 min read
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read
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