Topic

Financial Inclusion

Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.

FinBox Research
Sachetised loans are a gateway to deeper financial empowerment. Here’s why
Loans in sachets — because good things come in small packages
21 Apr 2022 5 min read
FinBox Research
Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
FinBox Research
Retailers need to bring online shoppers to the stores. Here’s how technology can help
Digitization isn’t new, consumer behaviour is not changing, it’s adapting. Everyone still wants to consider products,
14 Apr 2022 5 min read
FinBox Research
For legacy brands, the road to D2C victory passes through FinTech. Here’s why
In India, we’re obsessed with established brands and the trust they bring. Just a look at the
14 Apr 2022 4 min read
FinBox Research
D2C brands and revenue-based financing - a match made in heaven?
While the pandemic made life tougher for large consumer brands as they tried to plug supply chain challenges,
12 Apr 2022 3 min read
FinBox Research
How many digital banks does it take to make banking digital?
Hello everyone ! Yesterday, RBI officially stated that digital banking has emerged as the "preferred" channel for
8 Apr 2022 6 min read
FinBox Research
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read
FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? │ Part II
Mudra sets a very bar for innovation
4 Apr 2022 7 min read
FinBox Research
The digital grain: Culling smart data for better agricultural lending
Data is ubiquitous. Especially in agriculture. But data with economic value attached? Not so common. Think of all
1 Apr 2022 3 min read
FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? (Part I)
Mudra loans: Too little? Or too late? A data-led inquiry
23 Mar 2022 6 min read
FinBox Research
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
FinBox Research
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read