Topic

Financial Inclusion

Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.

Banking is necessary; banks are not

Is banking necessary? Explore the role of traditional banks in a rapidly changing financial landscape. Learn about alternative options and the future of banking.

9 Sep 2022 5 min read

Can WhatsApp be the digital savior India's financial sector needs?

Hello everyone! Welcome to the 25th edition of The Pattern, where we break down the rumblings from the

2 Sep 2022 5 min read

Risky business Why are lenders suddenly embracing MSMEs?

There are two things you should know about MSME lending. One, it's mandatory for financial institutions

26 Aug 2022 6 min read

The checkout financing guide to thrive in an economic crisis

The micro, small and medium enterprises (MSMEs) landscape has dramatically changed over the last couple of years. Many

18 Aug 2022 4 min read

What is low-code/no-code and how can it transform banking?

Explore the power of low-code/no-code technology and its potential to revolutionize banking.

17 Aug 2022 6 min read

Of rising costs, dropping values and storms before the calm

Hi everyone, Before we all head into the weekend, here's the latest edition of The Pattern,

22 Jul 2022 3 min read

Leapfrog of the century: India’s envious march towards digital dominance

All of us have heard the tale of two Indias.One is a fast-developing cosmopolitan and technology-

13 Jul 2022 4 min read

Here's how QR Codes can help close India’s MSME credit gap of ₹25 trillion

Can QR Codes be the voice of small and opaque MSMEs?

11 Jul 2022 5 min read

Under the hood: The secret science of predicting credit risk

Unpacking cutting-edge credit-decisioning models

29 Jun 2022 7 min read

From goldmine to landmine Of clay feet, FinTech and existential crises

It's been a hectic week ever since we announced our successful fundraise this Monday. We'

24 Jun 2022 3 min read

MSME credit needs to be cheaper and easier, not just formal

It seems to me that the number $267-334 billion isn't just the widely accepted MSME

17 Jun 2022 5 min read

For digital lending, RBI plays good cop bad cop simultaneously

If I had to explain the regulatory function of the Reserve Bank of India as a concept to,

10 Jun 2022 3 min read

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