FinBox Research
Topic

Digital Lending

End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.

How will AI evolve partnership lending in India?
Partnership lending has the rails--apps, UPI, marketplaces. Read how AI can act as the orchestrator in the partnership lending value chain.
26 Aug 2025 5 min read
How AI caught 40,000 taxpayers and what it means for digital lending
But this year, 40,000 taxpayers suddenly needed to file corrections, withdrawing ₹1,045 crore worth of deductions they had claimed.
16 Jul 2025 3 min read
Can a law end the menace of illegal lending?
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
20 Jun 2025 4 min read
RBI just changed the rules of engagement; can digital lenders cope?
RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?
30 May 2025 4 min read
Can secured credit run the rocketship that unsecured loans built?
Indian banks are shifting from unsecured to secured loans amid rising delinquencies and regulatory pressure.
23 May 2025 4 min read
RBI overhauls digital lending while taking strides on gold loans
RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.
9 May 2025 5 min read
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
25 Apr 2025 4 min read
The Ghiblification of Banking When AI Meets Human Touch
Welcome to the inaugural edition of Infinite Loop, a newsletter where we will gather interesting insights about AI
23 Apr 2025 5 min read
Not just loans, AA is set to improve almost all financial experiences
Account Aggregator will go where no framework has gone before.
21 Mar 2025 3 min read
Despite everything, Indian credit appetite continues to be insatiable
FinTechs' wishlist for the union budget 2025-2026
24 Jan 2025 2 min read
Will the 'red book' give a green signal to FinTechs' wishlist?
FinTechs' wishlist for the union budget 2025-2026
17 Jan 2025 4 min read
5 trends that will shape the future of credit in 2025
Wrapping up the year with major shifts in the landscape that you might have missed.
27 Dec 2024 5 min read
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