Topic
Digital Lending
End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.
FinBox Research
Lower taxes, higher credit: GST 2.0's big bet
From the shampoo bottle in your Q-commerce cart to your dream car, the Goods and Services Tax (GST) silently decides how far your money really goes.
5 Sep 2025 4 min read
FinBox Research
Is credit entering the era of quiet compounding?
Q1 FY26 didn't slow credit--it got smarter. Housing upmarket, credit cards slowing, automobile loan lifted; lenders chose quality over quantity. See what's next.
29 Aug 2025 5 min read
FinBox Research
How will AI evolve partnership lending in India?
Partnership lending has the rails--apps, UPI, marketplaces. Read how AI can act as the orchestrator in the partnership lending value chain.
26 Aug 2025 4 min read
FinBox Research
How AI caught 40,000 taxpayers and what it means for digital lending
But this year, 40,000 taxpayers suddenly needed to file corrections, withdrawing ₹1,045 crore worth of deductions they had claimed.
16 Jul 2025 3 min read
FinBox Research
Can a law end the menace of illegal lending?
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
20 Jun 2025 4 min read
FinBox Research
RBI just changed the rules of engagement; can digital lenders cope?
RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?
30 May 2025 4 min read
FinBox Research
Can secured credit run the rocketship that unsecured loans built?
Indian banks are shifting from unsecured to secured loans amid rising delinquencies and regulatory pressure.
23 May 2025 3 min read
FinBox Research
RBI overhauls digital lending while taking strides on gold loans
RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.
9 May 2025 4 min read
FinBox Research
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
25 Apr 2025 4 min read
FinBox Research
The Ghiblification of Banking When AI Meets Human Touch
Welcome to the inaugural edition of Infinite Loop, a newsletter where we will gather interesting insights about AI
23 Apr 2025 4 min read
FinBox Research
Not just loans, AA is set to improve almost all financial experiences
Account Aggregator will go where no framework has gone before.
21 Mar 2025 3 min read
FinBox Research
Despite everything, Indian credit appetite continues to be insatiable
FinTechs' wishlist for the union budget 2025-2026
24 Jan 2025 2 min read