Topic
Digital Lending
End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.
FinBox Research
How AI caught 40,000 taxpayers and what it means for digital lending
But this year, 40,000 taxpayers suddenly needed to file corrections, withdrawing ₹1,045 crore worth of deductions they had claimed.
16 Jul 2025 3 min read
FinBox Research
Can a law end the menace of illegal lending?
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
20 Jun 2025 4 min read
FinBox Research
RBI just changed the rules of engagement; can digital lenders cope?
RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?
30 May 2025 4 min read
FinBox Research
Can secured credit run the rocketship that unsecured loans built?
Indian banks are shifting from unsecured to secured loans amid rising delinquencies and regulatory pressure.
23 May 2025 3 min read
FinBox Research
RBI overhauls digital lending while taking strides on gold loans
RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.
9 May 2025 4 min read
FinBox Research
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
25 Apr 2025 4 min read
FinBox Research
The Ghiblification of Banking When AI Meets Human Touch
Welcome to the inaugural edition of Infinite Loop, a newsletter where we will gather interesting insights about AI
23 Apr 2025 4 min read
FinBox Research
Not just loans, AA is set to improve almost all financial experiences
Account Aggregator will go where no framework has gone before.
21 Mar 2025 3 min read
FinBox Research
Despite everything, Indian credit appetite continues to be insatiable
FinTechs' wishlist for the union budget 2025-2026
24 Jan 2025 2 min read
FinBox Research
Will the 'red book' give a green signal to FinTechs' wishlist?
FinTechs' wishlist for the union budget 2025-2026
17 Jan 2025 4 min read
FinBox Research
Banks and NBFCs are missing out on a huge opportunity by not adopting CDPs; here’s why
A sector thrives when it's in tune with how value is created and delivered. Traditional banking systems were built for transaction processing and not for customer intelligence.
24 Dec 2024 3 min read
MSME Lending
Will credit on UPI come to rescue growth doldrums?
RBI expands UPI credit to tackle financial inclusion
13 Dec 2024 3 min read