Digital Lending

A sector thrives when it's in tune with how value is created and delivered. Traditional banking systems were built for transaction processing and not for customer intelligence.

RBI expands UPI credit to tackle financial inclusion

The success of digital lending hinges on understanding these credit behaviors. The AA framework opens unprecedented access to the rich financial data stream, which, when properly used, can transform lending decisions.

In a perfectly egalitarian market, consumers would have complete control over the choices they make. Every product or service would be judged solely based on its merit, stifling any opportunity for…

The long winter that awaits Indian financial services industry.

The long winter that awaits Indian financial services industry.

Beyond the sheen of Cred's marketing: What the fintech is doing right.

Beyond the sheen of Cred's marketing: What the fintech is doing right.

Indian fintech has had an action-packed week thanks to the Global Fintech Fest

The Pattern 123: AA waves, ONDC eruptions and UPI storms

Despite the ONDC's steady growth trajectory, we're yet to see financial services (significantly) leverage this platform.

Finquiry, financial stability, and putting your eggs in one basket.