Topic
Digital Lending
End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.
Digital Credit Infrastructure
Digital credit infrastructure - A FinBox Guide
A guide to building modern credit products at scale — covering loan origination, decisioning, loan management, and the orchestration layer that ties them together.
4 May 2026 11 min read
whitepaper
LSPs' guide to embedded finance
How digital platforms can offer BNPL, checkout financing, overdrafts, and business loans through one integration — embedded credit, explained.
4 May 2026 10 min read
Business Rules Engine
How Cars24 reduced end-to-end loan TAT by 80% - and what made it possible
Cars24 cut credit decisioning TAT by 80% with Sentinel AI
22 Apr 2026 4 min read
FinBox Research
Four years later, an industry reshaped
Five themes ran through nearly every edition we published over these four years. We're naming them plainly -- and saying what each one actually meant.
17 Apr 2026 6 min read
FinBox Research
Why AI killing the loan application form is good for lending
There's a loan officer I spoke to some months ago at a mid-sized NBFC. His team spent roughly half their day calling people who had started applications and gone quiet.
15 Apr 2026 5 min read
FinBox Research
The Infinite Loop No.21: AI-first credit: Slow lenders won't survive
The cost of 16-week product launch timelines in the age of AI.
1 Apr 2026 6 min read
FinBox Research
Is India growing, or borrowing its way there?
The stock market tracks the giants, but these pings track desperation.
27 Mar 2026 4 min read
FinBox Research
The sovereign flywheel: AI brains, lending muscle
Forget payments infrastructure. India built credit infrastructure at population scale.
20 Feb 2026 3 min read
FinBox Research
The SME squeeze and the quiet jobs AI does for Fintech
SMEs in India do remarkable things with limited oxygen. This one is for lenders who want clarity, SMEs who want a breathing room, and anyone tired of hearing about AI without hearing how it helps.
28 Jan 2026 3 min read
FinBox Research
Fraud has changed. Now verification must too.
Over the last six years, total losses from fraud and cheating cases are estimated at over ₹53,000 crore.
9 Jan 2026 2 min read
FinBox Research
The Pattern No.185: India's financial system crossed a point of no return in 2025
FinTech's progress in 2025. And what it means for 2026
26 Dec 2025 5 min read
FinBox Research
Google's new card shows where credit is headed next
Welcome to the 184th edition of The Pattern, a weekly newsletter where we dive into the latest from
19 Dec 2025 2 min read