FinBox Research
Topic

Digital Lending

End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.

Google's new card shows where credit is headed next
Welcome to the 184th edition of The Pattern, a weekly newsletter where we dive into the latest from
19 Dec 2025 2 min read
What cheaper loans mean in a heavily indebted nation
If you're an Indian borrower today, two things are happening at once. Your home loan is getting cheaper.
12 Dec 2025 3 min read
FinBox launches Journey Studio to enable lenders to launch digital credit products in 3 days
The GenAI platform helps launch complex digital journeys in just days using no-code AI
10 Dec 2025 2 min read
Introducing FinBox Journey Studio: Your gateway to launching loan journeys in days, not months
Yet, launching a new credit product or making even a minor change to an existing journey still feels like an engineering-heavy project. Weeks go into hard-coding, API stitching, review loops, and p…
10 Dec 2025 3 min read
DPDP will rewire how India lends. Here's how
Welcome to the 180th edition of The Pattern, a weekly where we dive into the latest from the
21 Nov 2025 4 min read
Faster. Steadier. Stronger. India's financial tempo is picking up steam.
This week's story is about India's financial pulse gaining momentum.
31 Oct 2025 4 min read
From embedded to generative: Charting credit's fourth reset
From embedded to generative: Charting credit's fourth reset
24 Sep 2025 3 min read
FinBox’s next chapter: $40M in Series B to redefine the future of lending
We are excited to share a defining milestone in this journey. FinBox has raised $40 million in Series B funding, led by WestBridge Capital, with participation from our existing investors A91 Partners and Aditya Birla Ventures.
24 Sep 2025 4 min read
FinBox raises $40M Series B led by WestBridge to scale AI-driven credit infrastructure from India to the world
The credit infrastructure pioneer plans to double-down on growth and product innovation with the latest capital infusion.
17 Sep 2025 3 min read
The lock screen economy
India's new credit gatekeeper: The smartphone lock screen
12 Sep 2025 3 min read
Lower taxes, higher credit: GST 2.0's big bet
From the shampoo bottle in your Q-commerce cart to your dream car, the Goods and Services Tax (GST) silently decides how far your money really goes.
5 Sep 2025 4 min read
Is credit entering the era of quiet compounding?
Q1 FY26 didn't slow credit--it got smarter. Housing upmarket, credit cards slowing, automobile loan lifted; lenders chose quality over quantity. See what's next.
29 Aug 2025 6 min read
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