FinBox Research
Topic

Digital Lending Infrastructure

The systems, APIs, and decisioning layers that power modern digital lending — origination, underwriting, disbursement, collections, and everything in between.

FinBox Research
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
17 Feb 2022 3 min read
FinBox Research
Nudges, cross-promotions & rewards: A triad for better conversions in digital lending
Explore the power of nudges, cross-promotions, and rewards to boost conversions in digital lending. Discover strategies for driving customer engagement.
3 Feb 2022 5 min read
FinBox Research
Why your digital lending program needs a growth marketing team
Digital lenders are one panic-google-search away and India has approximately 1,263 digital lending  startups offering
1 Feb 2022 4 min read
FinBox Research
Collections efficiency: The playbook to combine the best of AI and human intelligence
Learn how to combine AI and human intelligence for better collections efficiency in our latest blog post.
21 Jan 2022 5 min read
FinBox Research
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read
FinBox Research
Three reasons why you should treat collections risk differently from underwriting risk
Treating risk distinctly at every stage of the loan life cycle, especially during collections, is a key component of sound loan management practices.
10 Jan 2022 3 min read
FinBox Research
Onboarding practices that can save $150 per new borrower
Looking to streamline your digital lending onboarding process? Our blog offers expert insights and practical tips to help you improve efficiency, reduce costs, and enhance the customer experience.
15 Dec 2021 2 min read
FinBox Research
Lending’s already a dime a dozen. It’s time to reinvent collections.
Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's
15 Dec 2021 6 min read
FinBox Research
Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
25 Nov 2021 3 min read
FinBox Research
How BNPL can help boost order values for B2B electronics merchants
Reports suggested that India’s consumer electronics and home appliances market is set to grow at a CAGR
20 Oct 2021 4 min read
FinBox Research
What is Embedded Finance and how it will change FinTech
Embedded Finance is the next big wave in FinTech. Embedded Credit enables MSME Credit and empowers digital platforms, lenders & end-users
8 Sep 2021 11 min read
FinBox Research
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
6 Sep 2021 4 min read