FinBox Research
Topic

Digital Lending Infrastructure

The systems, APIs, and decisioning layers that power modern digital lending — origination, underwriting, disbursement, collections, and everything in between.

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Why an integrated CRM-LMS approach is crucial to digital lending success
Customer experience (CX) now reigns supreme in the lending industry. This has been proven beyond doubt by new
25 Aug 2022 3 min read
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How a platform-first approach to banking will ensure traditional stakeholders stay relevant
At a time when global investors are hyper-aware of rising inflation, an impending global recession and rising
18 Aug 2022 4 min read
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Leapfrog of the century: India’s envious march towards digital dominance
All of us have heard the tale of two Indias.One is a fast-developing cosmopolitan and technology-
13 Jul 2022 3 min read
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The case for Embedded Finance in healthcare
This article was written in collaboration with QubeHealth, a FinTech for health-tech company that is changing the
3 Jun 2022 5 min read
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Lending for Bharat: How WhatsApp, APIs and sachet loans will bring credit to millions of Indians
WhatsApp Business is on its way to becoming a quasi-superapp in India. Meta’s golden goose has
2 Jun 2022 5 min read
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A digital lender’s guide to acquiring new borrowers (without burning marketing dollars)
There’s a common misconception around marketing - that it only works when you throw money at it. Think
30 May 2022 4 min read
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Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x
The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for
2 May 2022 3 min read
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Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 3 min read
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Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
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For legacy brands, the road to D2C victory passes through FinTech. Here’s why
In India, we’re obsessed with established brands and the trust they bring. Just a look at the
14 Apr 2022 4 min read
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Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
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UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read