FinBox Research
Topic

Credit Decisioning

Browse all articles filed under Credit Decisioning — from the FinBox research desk.

FinBox Research
How lenders can supercharge their conversions to increase loan disbursals
The human brain treats money as a finite resource. People are hardwired to avoid losses and are naturally
12 Jan 2022 6 min read
FinBox Research
Three reasons why you should treat collections risk differently from underwriting risk
Treating risk distinctly at every stage of the loan life cycle, especially during collections, is a key component of sound loan management practices.
10 Jan 2022 3 min read
FinBox Research
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 2 min read
FinBox Research
Loan application got rejected? Here’s what went wrong
Loan application rejected? Here are five ways in which you can ensure your loan gets sanctioned, every single time.
20 Dec 2021 3 min read
FinBox Research
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
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Onboarding practices that can save $150 per new borrower
Looking to streamline your digital lending onboarding process? Our blog offers expert insights and practical tips to help you improve efficiency, reduce costs, and enhance the customer experience.
15 Dec 2021 2 min read
FinBox Research
Lending’s already a dime a dozen. It’s time to reinvent collections.
Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's
15 Dec 2021 6 min read
FinBox Research
Embedded loans in supply chain finance: How FMCG companies can benefit
Lack of visibility and unrecorded transactions and the local level mean that FMCG enterprises find it hard to predict sales leading to a mismatch in supply and demand. Here's how digitised supply chain finance that incorporates embedded loans can help.
20 Sep 2021 4 min read
FinBox Research
Will the BNPL juggernaut hit a bump with data security?
The last year would have you believe the Indian economy was in doldrums, people had cash flow issues
2 Sep 2021 5 min read
FinBox Research
How Sellers are Taking Advantage of the Buy-Now, Pay-Later Model
This blog covers how BNPL is useful in the B2B sector. It addresses the top financial and growth challenges faced by business and how BNPL helps to resolve these today.
18 Aug 2021 3 min read
FinBox Research
Bringing context to Embedded Finance with AI
Explore the power of AI in Embedded Finance! Uncover how Artificial Intelligence revolutionizes financial services, providing context & innovation for a seamless experience.
6 Aug 2021 2 min read
FinBox Research
Lending is easy - it’s the collection that’s tricky.
Consider this - in a  year , Indians on average make  300 million E-Commerce transactions and 8 billion digital
22 Jul 2021 2 min read
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