FinBox Research
Topic

Credit Decisioning

Browse all articles filed under Credit Decisioning — from the FinBox research desk.

FinBox Research
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read
FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? │ Part II
Mudra sets a very bar for innovation
4 Apr 2022 7 min read
FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? (Part I)
Mudra loans: Too little? Or too late? A data-led inquiry
23 Mar 2022 6 min read
FinBox Research
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
FinBox Research
Embedded finance is the magic potion for customer retention. Here’s why.
Thriving B2B marketplaces hit a wall when it comes to differentiating on value. They have tried to address
16 Mar 2022 4 min read
FinBox Research
The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
FinBox Research
How Embedded Finance aligns incentives for MSMEs, platform aggregators and lenders
Your neighborhood corner store, the stationery shop opposite your office, your favorite local eatery. These small businesses are
7 Feb 2022 4 min read
FinBox Research
Nudges, cross-promotions & rewards: A triad for better conversions in digital lending
Explore the power of nudges, cross-promotions, and rewards to boost conversions in digital lending. Discover strategies for driving customer engagement.
3 Feb 2022 5 min read
FinBox Research
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
FinBox Research
Gini Coefficient Explained: The most important measure of a lender's underwriting prowess
Be it a home loan, a car loan, or a business loan - underwriting is the key process that
31 Jan 2022 2 min read
FinBox Research
A lenders’ guide to achieving positive unit economics
Five ways to unlock the doors to higher margins
21 Jan 2022 6 min read
FinBox Research
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read
Explore more

Related topics

All topics