Credit Decisioning

Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.

Cash Flow Based Lending enables tailored, short-term, small-sized credit products and risk assessment of MSMEs, based not on their balance sheet or assets, but on real-time cash flow data and will ease the $280 billion credit gap in the Indian MSME sector.

Discover the differences between embedded finance and digital lending partnerships and which approach is the best way to offer credit on digital platforms.

Buy Now Pay Later (BNPL) will revolutionise B2B Credit, MSME Lending, and provide large value to B2B E-Commerce platforms.

Embedded Credit enables B2B E-Commerce platforms by creating a credit line for their merchants. This helps improve the platform's CLTV, AOV, and GMV.

How has Economic Slowdown affected lending? What can lenders do now?