What the RBI knows that markets don’t
That capital does not sit idle; it creates room for more lending.
Mayank Jain
The shrinking NBFC universe
The industry already appears to be moving toward a more disciplined phase driven by tighter compliance and stronger execution.
Efficient systems are an unfair advantage for lenders
The easier the borrower is to underwrite, the easier capital flows. Everything else is starting to feel operationally expensive.
Sentinel
What is a business rule engine in lending?
Modern lending systems are evolving from static underwriting workflows into continuously adaptive decision infrastructure — what a BRE is, how it fits the modern credit stack, and what separates AI-native decisioning from AI-washing.
NBFC
Digital-first credit transformation for Indian NBFC - A FinBox case study
How a leading NBFC took the third option — partner instead of build-or-buy — and now originates 60% of its loans digitally across proprietary apps, 40+ point-of-sale partners, and an omnichannel co…
digital lending report
State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
Case-study
Sentinel AI transforms risk and decisioning at IIFL - A FinBox case study
Sentinel AI turns IIFL finance into a digital lending powerhouse.
Digital Credit Infrastructure
Digital credit infrastructure - A FinBox guide for banks and NBFCs
A guide to building a modern lending stack for lenders.
Case-study
Lending for India's largest Telco with on-prem DC - A FinBox case study
How Deployable DeviceConnect helped a leading Indian telco extend instant credit to millions of thin-file customers — without exporting raw data outside its own infrastructure.
Equal Daily Installments
EDI stack and Kerala NBFC - a FinBox case study
How a 135-year-old Kerala-headquartered NBFC with 3,700+ branches built a digital MSME credit product on top of QR payment platforms — and grew disbursement value 3x.
Multi-lender stack
Multi-lender PL marketplace - A FinBox case study
How one of India's most trusted financial platforms built an embedded personal-loan funnel from zero to ₹570+ Cr disbursed in 16 months — within an aggressive 30-day launch deadline.
EDI loans
Equated Daily Installments - A FinBox case study
How an accounting platform with 10 million SME customers turned in-app credit from a good-to-have into a must-have using FinBox's EDI stack.