A guide to building modern credit products at scale — covering loan origination, decisioning, loan management, and the orchestration layer that ties them together.
The four KYC methods Indian digital lenders can run today — physical, video, Aadhaar e-KYC, and C-KYC — plus the regulatory map, the cascade, and the checklist that survives an RBI audit.
Static rules, risk scoring, velocity checks, and machine learning — the four-layer detection approach that prevents defaults at 3–5x the average rate.
How digital platforms can offer BNPL, checkout financing, overdrafts, and business loans through one integration — embedded credit, explained.
Smarter co-applicant underwriting and guarantor verification — identity, compliance, credit, and income signals in a single decisioning engine for HFCs.
The practitioner's guide to partnership lending, LSP onboarding and loan product building in India.
RBI's strict regulations on Indian NBFCs are pushing them to seek capital from offshore markets. What does that mean for India's evolving financial landscape?
RBI expands UPI credit to tackle financial inclusion
How RBI is approach to combat financial crimes
RBI is giving major red flags to the lending sector, which has raised concerns from private banks, and government directives cast shadows over microfinance's future in India.
RBI is giving major red flags to the lending sector, which has raised concerns from private banks, and government directives cast shadows over microfinance's future in India.
This week, we saw RBI take some concrete steps to combat fraud risk in the form of master directions.
