Underwriting

Lending growth has slowed, sustainable finance is in the spotlight, and the RBI isn't taking any chances!

13 reasons why our Business Rules Engine Sentinel sits at the crux of a sustainable, resilient, and scalable digital lending business

The induction of the Goods and Services Tax Network (GSTN) on the Account Aggregator framework is expected to add another dimension to underwriting for small businesses. Underwriters process variou…

The RBI has been advocating for increased governance across areas, especially algorithm-based lending - let's take a look at why!

With its latest circular on Alternative Investment Funds, the RBI is leaning into its reputation as one of the toughest banking regulators.

As the tide turns for housing finance companies, automation technology takes centre stage

Online trading platforms have made stock markets accessible to a wide range of traders across India. Just two major online trading platforms account for 40% of the total active user base in the Ind…

Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending decisions. It gauges repayment capacity, allowing financial institution…

Great credit products are built on agile origination systems. Launch and own your credit product’s performance with FinBox's highly configurable loan origination software. Go-live in ~2 weeks!

Hello everyone, Welcome to the 84th edition of The Pattern, a weekly newsletter where we dissect and delve

Automated bank statement analysis enables income estimation when underwriting users for digital platforms. Income estimation and classification are straightforward in the case of salaried borrowers…

User data is the lifeblood for lenders. Be it physical operations or digital lending - the volume and velocity of data sought, collected and analysed is only increasing exponentially. This added ex…