Underwriting

For years, business rule engines in lending looked and behaved like old-school desktop software.

I spent some time last week staring at two restaurant receipts.   Both were of the same amount.  Both

Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.

Indian finance should focus on AI automation over lending decisions. Learn why data quality issues make operational AI the smart choice for NBFCs and banks.

Affordable housing finance faces higher NPAs and credit costs in Q1 FY26. Learn why inclusion needs guardrails and how lenders can balance growth with risk.

Could the most crucial customer-faced financial process in India finally get the overhaul it deserves? ____________________________________________________________________________________________ So, you&

Account Aggregator will go where no framework has gone before.

Banks are aggressively competing for mid-sized borrowers, slashing rates and underpricing risk amid RBI's crackdown on unsecured loans.

RBI's strict regulations on Indian NBFCs are pushing them to seek capital from offshore markets. What does that mean for India's evolving financial landscape?

Delays in repayments come back to haunt micro-lenders.

When millennials start defaulting on their debts

Find out why banks and NBFCs should choose a tool that is designed for lending originations.