Risk Scoring

Delays in repayments come back to haunt micro-lenders.

Credit crunch and rising costs put pressures on the bottom line

Credit crunch and rising costs put pressures on the bottom line

The long winter that awaits Indian financial services industry.

The long winter that awaits Indian financial services industry.

When millennials start defaulting on their debts

The Indian banking system has an attractiveness problem.

A weekly newsletter where we delve into the latest in the world of finance, technology, and economy.

This week, we saw RBI take some concrete steps to combat fraud risk in the form of master directions.

The RBI recently released a 300+ page magnum opus - it's not an easy read by any means, but dig deep and there's so much to learn about things you'd generally never stop to consider twice.

Regulation for financial entities has evolved and expanded in scope. This is not an accident. It's an outcome of a regulator that put in the work to actualise frameworks which can keep pace with technological revolution and industry evolution.

FinTech's stratospheric growth, especially in sachetised loans, is noteworthy - but it's now threatening to destabilise the entire industry.