Topic
Risk Scoring
Browse all articles filed under Risk Scoring — from the FinBox research desk.
FinBox Research
After sunny heydays, a harsh winter awaits lenders
The long winter that awaits Indian financial services industry.
18 Oct 2024 5 min read
FinBox Research
Fall from grace - Have millennials become problem children?
When millennials start defaulting on their debts
27 Sep 2024 3 min read
FinBox Research
Of temporary blips and permanent reforms
The Indian banking system has an attractiveness problem.
9 Aug 2024 3 min read
FinBox Research
RBI tightens identification of borrower intent
A weekly newsletter where we delve into the latest in the world of finance, technology, and economy.
2 Aug 2024 3 min read
Fintech Regulation
Is the age of systemic fraud-risk mitigation finally here?
This week, we saw RBI take some concrete steps to combat fraud risk in the form of master directions.
19 Jul 2024 3 min read
FinBox Research
RBI just made these 3 surprising revelations about Indian economy
The RBI recently released a 300+ page magnum opus - it's not an easy read by any means, but dig deep and there's so much to learn about things you'd generally never stop to consider twice.
31 May 2024 4 min read
FinBox Research
Why banks must learn to read RBI's body language
Regulation for financial entities has evolved and expanded in scope. This is not an accident. It's an outcome of a regulator that put in the work to actualise frameworks which can keep pace with technological revolution and industry evolution.
17 May 2024 3 min read
FinBox Research
Did the FinTech rocketship overheat the lending stratosphere?
FinTech's stratospheric growth, especially in sachetised loans, is noteworthy - but it's now threatening to destabilise the entire industry.
15 Mar 2024 4 min read
FinBox Research
Credit growth has a dark underbelly that few noticed
More deposits can mean more room to boost credit. And vice versa. However, when credit growth outstrips deposit growth, problems can start to mount.
23 Feb 2024 3 min read
FinBox Research
Of tighter lending, sustainable finance, and treading with caution
Lending growth has slowed, sustainable finance is in the spotlight, and the RBI isn't taking any chances!
9 Feb 2024 3 min read
FinBox Research
Sentinel (Business Rules Engine): Tackling 13 challenges across the credit value chain
13 reasons why our Business Rules Engine Sentinel sits at the crux of a sustainable, resilient, and scalable digital lending business
2 Feb 2024 1 min read
FinBox Research
How GSTN on Account Aggregator can give a boost to business lending
The induction of the Goods and Services Tax Network (GSTN) on the Account Aggregator framework is expected to add another dimension to underwriting for small businesses. Underwriters process variou…
24 Jan 2024 2 min read