Risk Scoring

How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.

RBI eases lending norms to boost credit flow, but with soaring NPAs, is this a financial masterstroke or a risky gamble? Dive into the full analysis here.

Banks are aggressively competing for mid-sized borrowers, slashing rates and underpricing risk amid RBI's crackdown on unsecured loans.

Why are gold loans shining in an otherwise dull economy?

CEIB access levels the playing field for private banks, but fintechs are still crucial for smarter risk management and collections.

The insurance industry is known to utilize advanced analytics for underwriting. However, the challenge has always been accessing credible data sources that churn out meaningful insights.

Will 2025 be the year for India's economy?

Wrapping up the year with major shifts in the landscape that you might have missed.

RBI's strict regulations on Indian NBFCs are pushing them to seek capital from offshore markets. What does that mean for India's evolving financial landscape?

Trying to understand a customer’s portfolio health by looking at isolated metrics like repayment history or account balance is as futile as understanding a person’s vitals by looking at their temperature alone.

How RBI is approach to combat financial crimes

RBI is giving major red flags to the lending sector, which has raised concerns from private banks, and government directives cast shadows over microfinance's future in India.