Topic
Risk Scoring
Browse all articles filed under Risk Scoring — from the FinBox research desk.
FinBox Research
Three reasons why you should treat collections risk differently from underwriting risk
Treating risk distinctly at every stage of the loan life cycle, especially during collections, is a key component of sound loan management practices.
10 Jan 2022 3 min read
FinBox Research
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 2 min read
FinBox Research
Digital lending: The two-way trust deficit and how lenders can crack data security
The Covid-19 crisis has brought the lending industry to an inflection point - digital adoption and finance consumption
7 Jan 2022 6 min read
FinBox Research
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
FinBox Research
Lending’s already a dime a dozen. It’s time to reinvent collections.
Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's
15 Dec 2021 6 min read
FinBox Research
Three ways trade credit helps spot supply chain disruptions from miles ahead
Supply chain disruptions can be largely mitigated with insights gleaned from embedded trade credit platform. Demand-led credit, supplier creditworthiness and visibility into possible operational and market-linked risks can be crucial benchmarks.
7 Dec 2021 4 min read
FinBox Research
Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
25 Nov 2021 3 min read
FinBox Research
Bringing context to Embedded Finance with AI
Explore the power of AI in Embedded Finance! Uncover how Artificial Intelligence revolutionizes financial services, providing context & innovation for a seamless experience.
6 Aug 2021 2 min read
FinBox Research
Lending is easy - it’s the collection that’s tricky.
Consider this - in a year , Indians on average make 300 million E-Commerce transactions and 8 billion digital
22 Jul 2021 2 min read
FinBox Research
Introducing FinBox CollectX
FinBox CollectX is a collection prioritization and early warning system for lenders with a digitally acquired portfolio. With CollectX, lenders drive upto 50% higher collections efficiency using real-time cash-flow insights of their borrowers.
5 Apr 2021 2 min read
FinBox Research
How can Digital Lenders adapt to post-COVID world?
How has Economic Slowdown affected lending? What can lenders do now?
23 Jun 2020 7 min read
Infrastructure
FinBox Big-Data Driven Cross-Selling for Retail Lenders
Indian retail lending customers are growing at 24% y-o-y . Entry of non-traditional lenders, especially technology
14 Feb 2019 5 min read