Topic
Risk Scoring
Browse all articles filed under Risk Scoring — from the FinBox research desk.
FinBox Research
The build-it-yourself trap in digital lending and why you should avoid it
Don't fall into the build-it-yourself trap in digital lending. Learn about the hidden costs and risks of building your own solutions and the benefits of partnering.
11 Aug 2022 5 min read
FinBox Research
If data is the new oil, digital credit is ripe for an explosion
Hello everyone,
Hope you had a good week. I did. We came back supercharged and refreshed from an
5 Aug 2022 5 min read
FinBox Research
Under the hood: The secret science of predicting credit risk
Unpacking cutting-edge credit-decisioning models
29 Jun 2022 7 min read
FinBox Research
Deep dive: How risk-based pricing can help lenders save billions in credit losses
Risk as an opportunity: How to grow your loan book as key rate rises?
24 Jun 2022 7 min read
FinBox Research
The digital grain: Culling smart data for better agricultural lending
Data is ubiquitous. Especially in agriculture.
But data with economic value attached? Not so common.
Think of all
1 Apr 2022 3 min read
FinBox Research
Instant grocery gets faster with BNPL, Mudra wobbles, and farmers struggle
Stay informed on the latest trends and challenges facing instant grocery, Mudra, and farmers in our latest blog post.
25 Mar 2022 3 min read
FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? (Part I)
Mudra loans: Too little? Or too late? A data-led inquiry
23 Mar 2022 6 min read
FinBox Research
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
FinBox Research
Gini Coefficient Explained: The most important measure of a lender's underwriting prowess
Be it a home loan, a car loan, or a business loan - underwriting is the key process that
31 Jan 2022 2 min read
FinBox Research
Collections efficiency: The playbook to combine the best of AI and human intelligence
Learn how to combine AI and human intelligence for better collections efficiency in our latest blog post.
21 Jan 2022 5 min read
FinBox Research
A lenders’ guide to achieving positive unit economics
Five ways to unlock the doors to higher margins
21 Jan 2022 6 min read
FinBox Research
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read