FinBox Research
Topic

MSME Lending

Credit access, cash flow management, and digital infrastructure for India's 63 million micro, small, and medium enterprises — the most underserved borrower segment in formal finance.

FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? │ Part II
Mudra sets a very bar for innovation
4 Apr 2022 7 min read
FinBox Research
Instant grocery gets faster with BNPL, Mudra wobbles, and farmers struggle
Stay informed on the latest trends and challenges facing instant grocery, Mudra, and farmers in our latest blog post.
25 Mar 2022 3 min read
FinBox Research
Data dive: What can Mudra’s performance tell us about SME lending in India? (Part I)
Mudra loans: Too little? Or too late? A data-led inquiry
23 Mar 2022 6 min read
FinBox Research
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
FinBox Research
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
11 Mar 2022 4 min read
FinBox Research
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
17 Feb 2022 3 min read
FinBox Research
Will Banking-as-a-Service sound the death knell for traditional banks?
Banking-as-a-service: Disruptive or destructive?
7 Feb 2022 4 min read
FinBox Research
How Embedded Finance aligns incentives for MSMEs, platform aggregators and lenders
Your neighborhood corner store, the stationery shop opposite your office, your favorite local eatery. These small businesses are
7 Feb 2022 4 min read
FinBox Research
Embedded finance: The catalyst for business model transformation
Unlock the true potential of your business with embedded finance. Learn how it can be the catalyst for business model transformation in this blog.
3 Feb 2022 3 min read
FinBox Research
How lenders can supercharge their conversions to increase loan disbursals
The human brain treats money as a finite resource. People are hardwired to avoid losses and are naturally
12 Jan 2022 6 min read
FinBox Research
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
FinBox Research
Three ways trade credit helps spot supply chain disruptions from miles ahead
Supply chain disruptions can be largely mitigated with insights gleaned from embedded trade credit platform. Demand-led credit, supplier creditworthiness and visibility into possible operational and market-linked risks can be crucial benchmarks.
7 Dec 2021 4 min read