Topic
MSME Lending
Credit access, cash flow management, and digital infrastructure for India's 63 million micro, small, and medium enterprises — the most underserved borrower segment in formal finance.
FinBox Research
MSME credit needs to be cheaper and easier, not just formal
It seems to me that the number $267-334 billion isn't just the widely accepted MSME
17 Jun 2022 5 min read
Equated Daily Instalments
Move over EMIs: Understanding Equated Daily Instalments (EDIs) and how it’ll bring formal credit to 4 crore MSMEs
What does it take to run a successful EDI programme? Find out
30 May 2022 4 min read
FinBox Research
Dire straits - Four charts reveal just how broken MSME lending is
Hello ! Hope you had a good week. Today, I am here to share some sobering but pretty interesting
27 May 2022 5 min read
FinBox Research
GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity
When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time
24 May 2022 3 min read
FinBox Research
Signals from the soil: Why data interoperability is crucial to agricultural lending
Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality
13 May 2022 4 min read
FinBox Research
Missing the disease for the symptoms
The impact of Covid-19 on the agricultural sector, credit flow to farmers, and the role of FinTech in addressing these challenges.
6 May 2022 2 min read
FinBox Research
Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x
The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for
2 May 2022 3 min read
FinBox Research
Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 3 min read
FinBox Research
Sachetised loans are a gateway to deeper financial empowerment. Here’s why
Loans in sachets — because good things come in small packages
21 Apr 2022 5 min read
FinBox Research
Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
FinBox Research
D2C brands and revenue-based financing - a match made in heaven?
While the pandemic made life tougher for large consumer brands as they tried to plug supply chain challenges,
12 Apr 2022 3 min read
FinBox Research
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read