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mayank jain

Browse all articles filed under mayank jain — from the FinBox research desk.

The Pattern No.173: Risky business - Can credit survive stormy seas?

Credit push but at what cost?

3 Oct 2025 3 min read

The new housing finance playbook for lenders | A Credit Insider conversation

Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.

25 Sep 2025 14 min read

As RBI plays Scrooge with money, banks turn into deposit magpies

As RBI turns off the money tap, banks go mopping up deposits

27 Oct 2023 2 min read

RBI turns the heat up on Customer Due Diligence

Banks have no go but to play Big Brother

20 Oct 2023 2 min read

Banks get a bad rep and a worse rap sheet

Weekly insights on fintech and industry, curated by Mayank Jain.

13 Oct 2023 4 min read

The pull of unsecured credit - and the push for securing it

Hello everyone, Welcome to the 75th edition of The Pattern, a weekly where we dissect and report on

1 Sep 2023 4 min read

Booming digital credit still struggles to reach where it's needed

Hello everyone, Welcome to the 74th edition of The Pattern, a weekly newsletter where I dissect and unpack

25 Aug 2023 3 min read

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