Topic

Financial Inclusion

Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.

FinBox Research
Can credit ratings help the credit starved startups?
Hello everyone, Welcome to the 79th edition of The Pattern, a weekly newsletter where we bring you the
29 Sep 2023 3 min read
FinBox Research
4 charts on India's save or spend confusion
Hello everyone, welcome to the 78th edition of The Pattern, a weekly where we dissect and delve into
22 Sep 2023 4 min read
FinBox Research
FinTechs' unlikely wishlist - more regulations, please!
Hello everyone, Welcome to the 77th edition of The Pattern, a weekly where we unpack and delve into
15 Sep 2023 3 min read
FinBox Research
Booming digital credit still struggles to reach where it's needed
Hello everyone, Welcome to the 74th edition of The Pattern, a weekly newsletter where I dissect and unpack
25 Aug 2023 3 min read
FinBox Research
This Independence Day, RBI proves it's a regulator for the people
Hello everyone, Welcome to the 73rd edition of The Pattern, a weekly newsletter where we bring you the
18 Aug 2023 4 min read
FinBox Research
How will the new Data Protection Bill impact FinTechs?
The new Digital Personal Data Protection Bill will bring with it a lot of compliance. And headache?
4 Aug 2023 5 min read
FinBox Research
How much digital credit is too much digital credit?
Hello everyone, Welcome to the 70th edition of The Pattern. It's your space to understand the
28 Jul 2023 3 min read
FinBox Research
Where most cooperative banks faltered, will FinTechs thrive?
Hi everyone, Welcome to the 69th edition of The Pattern, a weekly newsletter where we unpack the latest
21 Jul 2023 3 min read
FinBox Research
The chicken-and-egg problem with measuring India's digital economy
Hi everyone, Welcome to the 67th edition of The Pattern, a weekly newsletter where we unpack the latest
7 Jul 2023 3 min read
FinBox Research
How to fine-tune your credit scoring model with FinBox Inclusion Score (FIS)
The economic prosperity of a country and its citizens hinges on responsible access to affordable credit. Monumentally important decisions like buying a home, getting a business loan or even a medic…
22 Jun 2023 5 min read
FinBox Research
Of Finfluencer content, customer service, and caution
Hello everyone, Welcome to the 64th edition of The Pattern, a weekly newsletter where we untangle the latest
16 Jun 2023 2 min read
FinBox Research
A 5-Step Guide to doing Credit Risk Analysis
Navigate credit risk analysis effortlessly with our 5-step guide. Learn the essential techniques to assess creditworthiness and make informed lending decisions
12 Jun 2023 7 min read