Topic
Financial Inclusion
Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.
Fintech Regulation
SFBs can become full-scale banks. But RBI doesn't give with both hands
The RBI has released a roadmap allowing small finance banks to transition to becoming universal banks.
10 May 2024 3 min read
Fintech Regulation
FinTech becomes an enabler of democracy
Why digital transactions need to be watched during this Lok Sabha election.
26 Apr 2024 3 min read
Fintech Regulation
How RBI is sweeping app stores clean of illegal lending
A public register of white-listed lending apps is likely the latest step in RBI's crackdown on illegal lending.
12 Apr 2024 2 min read
FinBox Research
FinBox recognised as one of India’s top BFSI brands by ET Edge
FinBox recognised as one of India’s top BFSI brands by ET Edge.
20 Mar 2024 1 min read
FinBox Research
Can the government bring peace to the FinTech furore?
The world's third-largest FinTech industry struggling to find stable footing. Unsecured lending giants are pulling back on personal loans. Those running neobanks are yet to find a business model that doesn't burn cash on acquiring fickle customers.
1 Mar 2024 4 min read
FinBox Research
How Account Aggregator is bringing customer consent back into lending picture
Before the advent of Account Aggregator (AA), the ‘right to data portability’ existed only in theory. AA for the first time empowered its practice.
27 Feb 2024 2 min read
FinBox Research
How GSTN on Account Aggregator can help MSME lenders
The Account Aggregator framework was expected to be a watershed moment, not unlike UPI, for financial services. So far, its enormous impact has been evident in consumer lending, but with the inclus…
27 Feb 2024 2 min read
FinBox Research
Can self-regulation solve FinTechs' navigation blues?
FinTechs seem to know that sustainable profitability is the destination. It's the route that's the problem.
19 Jan 2024 3 min read
FinBox Research
Acing the high-tech, low-cost ops model: Small Finance Banks and the power of an agile Business Rules Engine
Why Small Finance Banks need an agile business rules engine to sustain their distinctive business model
29 Nov 2023 1 min read
FinBox Research
As expectations soar, will MFIs clear the digital transformation hurdle?
Microfinance insitutions are under the spotlight once again, being hailed as drivers of the Indian economy. However, challenges remain - will they meet soaring expectations?
10 Nov 2023 2 min read
FinBox Research
As RBI plays Scrooge with money, banks turn into deposit magpies
As RBI turns off the money tap, banks go mopping up deposits
27 Oct 2023 1 min read
FinBox Research
The FinTech menagerie gets its newest animal
Hello everyone,
Welcome to the 80th edition of The Pattern, a weekly newsletter where I bring you the
6 Oct 2023 4 min read