Topic
Financial Inclusion
Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.
FinBox Research
India's credit game is finally borrower-friendly!
RBI scraps pre-payment penalties, NHB mandates interest on advance EMIs, and FM backs customer-first lending--here's how borrowers just won big.
11 Jul 2025 4 min read
FinBox Research
Will housing finance be the next poster child of India's credit revolution?
As personal loan growth slows and young borrowers pull back, housing finance is emerging as the next big opportunity in India's credit story backed by demand, policy, and smart lending.
27 Jun 2025 4 min read
FinBox Research
Can a law end the menace of illegal lending?
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
20 Jun 2025 4 min read
FinBox Research
How a rumour killed many a FinTech dreams
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
13 Jun 2025 4 min read
FinBox Research
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
25 Apr 2025 4 min read
FinBox Research
Will the rule of three help fix Indian microfinance?
How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.
4 Apr 2025 3 min read
FinBox Research
Why Indian Gen Z is lowkey credit starved
Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?
28 Mar 2025 3 min read
FinBox Research
How women are boldly weaving India's economic tapestry?
Discover how women are driving India's economic growth through credit awareness, entrepreneurship, and financial independence, yet still face systemic lending challenges.
7 Mar 2025 3 min read
FinBox Research
Turmoil among lenders sparks search for a savior
The big fight between cash crunch, interest rates and a slowdown in waiting.
14 Feb 2025 3 min read
FinBox Research
Will the 'red book' give a green signal to FinTechs' wishlist?
FinTechs' wishlist for the union budget 2025-2026
17 Jan 2025 4 min read
FinBox Research
Will India's financial system find its silver lining in 2025?
Will 2025 be the year for India's economy?
3 Jan 2025 3 min read
MSME Lending
Will credit on UPI come to rescue growth doldrums?
RBI expands UPI credit to tackle financial inclusion
13 Dec 2024 3 min read