Financial Inclusion

RBI scraps pre-payment penalties, NHB mandates interest on advance EMIs, and FM backs customer-first lending--here's how borrowers just won big.

As personal loan growth slows and young borrowers pull back, housing finance is emerging as the next big opportunity in India's credit story backed by demand, policy, and smart lending.

A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.

A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.

India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.

How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.

Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?

Discover how women are driving India's economic growth through credit awareness, entrepreneurship, and financial independence, yet still face systemic lending challenges.

The big fight between cash crunch, interest rates and a slowdown in waiting.

FinTechs' wishlist for the union budget 2025-2026

Will 2025 be the year for India's economy?

RBI expands UPI credit to tackle financial inclusion