Financial Inclusion - FinBox - Digital Lending Infrastructure (Page 2)

The great financial rewire - Can India build money that thinks?

Hi everyone, Welcome to the 174th edition of The Pattern, a weekly newsletter by FinBox decoding the undercurrents

10 Oct 2025 4 min read

The Pattern No.173: Risky business - Can credit survive stormy seas?

Credit push but at what cost?

3 Oct 2025 3 min read

The new housing finance playbook for lenders | A Credit Insider conversation

Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.

25 Sep 2025 14 min read

India's credit score gap costing millions and hurting borrowers

In India today, a three-digit number--your credit score--quietly decides the answer. A number between 300 and 900 has become a gatekeeper of modern life, determining your creditworthiness.

19 Sep 2025 4 min read

The lock screen economy

India's new credit gatekeeper: The smartphone lock screen

12 Sep 2025 3 min read

Lower taxes, higher credit: GST 2.0's big bet

From the shampoo bottle in your Q-commerce cart to your dream car, the Goods and Services Tax (GST) silently decides how far your money really goes.

5 Sep 2025 4 min read

Is credit entering the era of quiet compounding?

Q1 FY26 didn't slow credit--it got smarter. Housing upmarket, credit cards slowing, automobile loan lifted; lenders chose quality over quantity. See what's next.

29 Aug 2025 6 min read

The speed bumps on the road to housing finance growth

Last week in finance, today.

22 Aug 2025 3 min read

Scanner on UPI as nobody really wants to pay

Hi everyone, Welcome to the 166th edition of The Pattern, a weekly newsletter where we dive into the

8 Aug 2025 5 min read

Low rates nightmare continues for banks: Here's why

Hi everyone, Welcome to the 165th edition of The Pattern, a weekly newsletter where we dive into the

1 Aug 2025 3 min read

Stressed out! Indian lenders must brace for another storm

Affordable housing finance faces higher NPAs and credit costs in Q1 FY26. Learn why inclusion needs guardrails and how lenders can balance growth with risk.

25 Jul 2025 4 min read

Quality vs Quantity: The next tug-of-war in India's credit story

With the bank credit growth plummeting from 16% a year ago to a cautious 9% in June 2025, along with export and diesel consumption declining, there are signs that a storm could be in the offing

18 Jul 2025 3 min read

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