The race to build the best AI model is quickly becoming less important than the race to build the best product around AI.

Over the last six years, total losses from fraud and cheating cases are estimated at over ₹53,000 crore.

Modern lending stacks already make thousands of decisions every day — but turning those decisions into timely action across systems is where most friction still sits. Business rules engines define…

As 2025 closed, a trio of developments in Indian banking hinted at more than just another credit cycle

FinTech's progress in 2025. And what it means for 2026

AI has officially and authoritatively moved from our newsfeeds to our daily workflows.

Harness massive untapped value beyond underwriting

Welcome to the 184th edition of The Pattern, a weekly newsletter where we dive into the latest from

Borrower verification is the foundation of lending. If verification fails, even the strongest risk policies hold no value.

If you're an Indian borrower today, two things are happening at once. Your home loan is getting cheaper.

I've started noticing a quiet shift in the digital lending landscape over the past year.

The GenAI platform helps launch complex digital journeys in just days using no-code AI