Southeast Asia's platforms are posting fast growth and 1% defaults. India's numbers looked identical two years ago — until the loans aged. Here's the playbook India's lenders paid for, and what's worth doing now, while the numbers still look good.
The next wave of AI implementation needs to be embedded inside it, making contextual decisions that rigid, rules-based systems were never designed to handle
Most platforms think their risk is not having enough lenders. The bigger risk is having only one product. A single product works right up until that category slows, and then there's no second line to catch the drop. Distribution can be sorted with partnerships. Being stuck on one product can't.
Before the advent of Account Aggregator (AA), the ‘right to data portability’ existed only in theory. AA for the first time empowered its practice.
The Account Aggregator framework was expected to be a watershed moment, not unlike UPI, for financial services. So far, its enormous impact has been evident in consumer lending, but with the inclus…
The 2023 Budget was under immense pressure - first, considering that it’s the current government’s last full budget before the 2024 general election, and second, because it was faced with the tough…
While the rest of the world marched to the beat of digitization, two sectors seemed to look on
Few things unite popular opinion quite like the subject of indebtedness. Consumers have always received the notion of
What's the one thing that a FinTech can do to be in the top percentile of
Consider this - in a year , Indians on average make 300 million E-Commerce transactions and 8 billion digital