The RBI held rates at 5.25% this week. The number was expected — the reasoning is what's worth reading. Prices are rising, but only in food and fuel, and the RBI is waiting to see if it spreads before acting. It's the same call a lender makes when a borrower has a bad month.
Can experience be shared? From deposit pricing to digital KYC, two regulatory changes show how hard-earned judgment is becoming reusable infrastructure for financial institutions.
Banks are arming up against AI-led attacks with 25 vendor partnerships and a new SBI-led framework. But the research published this month points at three gaps none of that reaches — and all three are about how a bank operates, not what it buys.
Ask your credit team what a borrower owes today. Then ask your collections team. If the answers don't match, this week's RBI proposals are about you.
The affluent segment is the part of Indian retail a global bank should find easiest to win.
Welcome to the 201st edition of The Pattern, a weekly newsletter on the latest in finance, technology, and
Five themes ran through nearly every edition we published over these four years. We're naming them plainly -- and saying what each one actually meant.
A pause from constraint, not comfort
The stock market tracks the giants, but these pings track desperation.
For nearly a decade, we've operated in a minimal friction, growth-first economy. This week, the costs have become impossible to ignore.
It's an interesting reminder of how global events move through an economy.
Every time a financial scandal breaks, the instinct is to treat it as an isolated failure
