Risk Scoring

Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending decisions. It gauges repayment capacity, allowing financial institution…

Hello everyone, Welcome to the 84th edition of The Pattern, a weekly newsletter where we dissect and delve

Banks have no go but to play Big Brother

Weekly insights on fintech and industry, curated by Mayank Jain.

Credit bureaus are lenders' first source of truth. However, the true worth of the credit bureau data heavily relies on the breadth and depth of the information and its ability to create value for u…

A guide to Canary and Champion/Challenger strategies for credit decision automation

Hello everyone, Welcome to the 70th edition of The Pattern. It's your space to understand the

Hi everyone, Welcome to the 68th edition of The Pattern, a weekly newsletter where we unpack the latest

Hi everyone, Welcome to the 66th edition of The Pattern, a weekly newsletter where we unpack the latest

Hi everyone, Welcome to the 65th edition of The Pattern, a weekly newsletter where we unpack the latest

The economic prosperity of a country and its citizens hinges on responsible access to affordable credit. Monumentally important decisions like buying a home, getting a business loan or even a medic…

Learn about the challenges faced in bank fraud detection and top prevention strategies in this guide.