FinBox Research
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Risk Scoring

Browse all articles filed under Risk Scoring — from the FinBox research desk.

Case-study
How Cars24 reduced end-to-end loan TAT by 80% - and what made it possible
Cars24 cut credit decisioning TAT by 80% with Sentinel AI
22 Apr 2026 4 min read
Two MPCs, same number, different story
A pause from constraint, not comfort
10 Apr 2026 3 min read
The Infinite Loop No.21: AI-first credit: Slow lenders won't survive
The cost of 16-week product launch timelines in the age of AI.
1 Apr 2026 6 min read
Is India growing, or borrowing its way there?
The stock market tracks the giants, but these pings track desperation.
27 Mar 2026 4 min read
The invisible signs before a banking crisis
Every time a financial scandal breaks, the instinct is to treat it as an isolated failure
6 Mar 2026 2 min read
All that glitters is not low-risk
Higher prices mean borrowers can raise more against the same jewelry.
27 Feb 2026 2 min read
Credit access has expanded. What next?
Building a financial system is a lot like building a product. Early on, the focus is on shipping features and onboarding users. Does it work? Can people sign up?
30 Jan 2026 3 min read
The changing job of credit
Credit is no longer just about growth or ambitions. For many people, it's becoming a financial response to life's curveballs.
23 Jan 2026 3 min read
Reading between the credit lines
When banks talk about growth, the number everyone focuses on is simple: how fast loans are rising.
16 Jan 2026 2 min read
Fraud has changed. Now verification must too.
Over the last six years, total losses from fraud and cheating cases are estimated at over ₹53,000 crore.
9 Jan 2026 3 min read
The next test for India's banking system
As 2025 closed, a trio of developments in Indian banking hinted at more than just another credit cycle
2 Jan 2026 4 min read
Are you underusing Account Aggregator?
Harness massive untapped value beyond underwriting
22 Dec 2025 3 min read
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