FinBox Research
Topic

Risk Assessment

Frameworks, models, and data sources for evaluating borrower risk — from traditional bureau scores to real-time behavioral signals.

FinBox Research
When did risk stop being the last question?
Risk teams weren't there to question the direction; they were there to make the journey possible.
19 Jun 2026 5 min read
FinBox Research
How GSTN on Account Aggregator can give a boost to business lending
The induction of the Goods and Services Tax Network (GSTN) on the Account Aggregator framework is expected to add another dimension to underwriting for small businesses. Underwriters process variou…
24 Jan 2024 2 min read
FinBox Research
What makes FinBox BankConnect 10x faster than other bank statement analyzers
Unlock the secret to FinBox BankConnect's lightning-fast bank statement analysis. Join us as we explore the innovative technology behind this game-changing tool.
20 Jan 2023 4 min read
FinBox Research
How to build a purchase order financing solution and its efficacy in boosting B2B commerce
Healthy credit access is the fertilizer in which a business blooms. Even Jeff Bezos got a USD 245,
11 Oct 2022 5 min read
FinBox Research
Why your digital lending program needs automated bank statement analysis
Learn why an automated bank statement analyzer is crucial for the success of your digital lending program. Discover the benefits and potential impact.
13 Sep 2022 4 min read
FinBox Research
Bridging the technical divide: Can mid-size banks compete in the big league?
Remember Kodak? The company synonymous with capturing memories? Apart from being immortalized with a definition in the oxford
14 Jul 2022 4 min read
FinBox Research
The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
FinBox Research
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
FinBox Research
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
FinBox Research
Will the BNPL juggernaut hit a bump with data security?
The last year would have you believe the Indian economy was in doldrums, people had cash flow issues
2 Sep 2021 5 min read
FinBox Research
How can Digital Lenders adapt to post-COVID world?
How has Economic Slowdown affected lending? What can lenders do now?
23 Jun 2020 7 min read
Infrastructure
FinBox Big-Data Driven Cross-Selling for Retail Lenders
Indian retail lending customers are growing at 24% y-o-y . Entry of non-traditional lenders, especially technology
14 Feb 2019 5 min read