Topic
RBI
Regulatory coverage of the Reserve Bank of India — guidelines, circulars, and their implications for digital lenders, NBFCs, payment aggregators, and the broader fintech ecosystem.
FinBox Research
Banks are waging a lending war. Will it prove expensive?
Banks are aggressively competing for mid-sized borrowers, slashing rates and underpricing risk amid RBI's crackdown on unsecured loans.
21 Feb 2025 3 min read
FinBox Research
The big roadblocks in the way of microfinance
Delays in repayments come back to haunt micro-lenders.
8 Nov 2024 4 min read
FinBox Research
As RBI plays Scrooge with money, banks turn into deposit magpies
As RBI turns off the money tap, banks go mopping up deposits
27 Oct 2023 1 min read
FinBox Research
How much digital credit is too much digital credit?
Hello everyone,
Welcome to the 70th edition of The Pattern. It's your space to understand the
28 Jul 2023 3 min read
FinBox Research
Has the RBI set in place a pecking order?
RBI's quest to set a new fintech order
19 Aug 2022 3 min read
FinBox Research
Deep dive: How risk-based pricing can help lenders save billions in credit losses
Risk as an opportunity: How to grow your loan book as key rate rises?
24 Jun 2022 7 min read
FinBox Research
How FinTechs can strengthen the co-lending wedlock between banks and NBFCs
Co-lending 101: Navigate the regulatory maze
17 May 2022 6 min read
FinBox Research
Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
25 Nov 2021 3 min read
FinBox Research
How Account Aggregators will help in decreasing lending frauds
Find top concerns related to lending fraud. How the account aggregators framework will counter lending frauds and create a better lending ecosystem
30 Sep 2021 4 min read