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Personal Finance

Browse all articles filed under Personal Finance — from the FinBox research desk.

The great repricing of everything
For nearly a decade, we've operated in a minimal friction, growth-first economy. This week, the costs have become impossible to ignore.
20 Mar 2026 5 min read
When the war reaches your kitchen
It's an interesting reminder of how global events move through an economy.
13 Mar 2026 2 min read
An MPC meeting that chose restraint
The RBI kept the repo rate unchanged at 5.25% and retained its neutral stance, exactly in line with expectations.
6 Feb 2026 2 min read
When a rate cut meets a record-low rupee
The RBI cut rates today -- a neat, expected 25 bps move. Normally, that would have been the headline.
5 Dec 2025 3 min read
India's great festive splurge -- and what comes after
Hi everyone,   Welcome to this week's edition of The Pattern -- a weekly newsletter decoding the undercurrents
24 Oct 2025 2 min read
Low rates nightmare continues for banks: Here's why
Hi everyone, Welcome to the 165th edition of The Pattern, a weekly newsletter where we dive into the
1 Aug 2025 3 min read
Can AI transform investing? All bets are off
It sounds liberating to investors and it is quite powerful. But there is something about the news that raises questions we are not discussing enough. The explainability.
22 May 2025 4 min read
Fall from grace - Have millennials become problem children?
When millennials start defaulting on their debts
27 Sep 2024 3 min read
Fintech Regulation
A watched pot never boils, RBI rate cuts continue to remain elusive
What's holding back the central bank from rate cuts?
19 Apr 2024 2 min read
As RBI plays Scrooge with money, banks turn into deposit magpies
As RBI turns off the money tap, banks go mopping up deposits
27 Oct 2023 2 min read
4 charts on India's save or spend confusion
Hello everyone, welcome to the 78th edition of The Pattern, a weekly where we dissect and delve into
22 Sep 2023 4 min read
Of public vs private, and middle class India's woes
Hello everyone, Welcome to the 60th edition of The Pattern, a weekly newsletter where we unpack the rumblings
19 May 2023 3 min read
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