FinBox Research
Topic

New-to-Credit

Browse all articles filed under New-to-Credit — from the FinBox research desk.

Why Indian Gen Z is lowkey credit starved
Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?
28 Mar 2025 3 min read
The checkout financing guide to thrive in an economic crisis
The micro, small and medium enterprises (MSMEs) landscape has dramatically changed over the last couple of years. Many
18 Aug 2022 4 min read
A digital lender’s guide to acquiring new borrowers (without burning marketing dollars)
There’s a common misconception around marketing - that it only works when you throw money at it. Think
30 May 2022 4 min read
Signals from the soil: Why data interoperability is crucial to agricultural lending
Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality
13 May 2022 4 min read
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
24 Jun 2021 3 min read
Data Privacy and Digital Lending | Part 2
This  is part 2 of the two part series on data privacy & its impact on  digital lenders.
22 Nov 2018 3 min read
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