Topic
NBFC
India's non-banking financial companies — how they're regulated, how they raise capital, and how they're using technology to compete with banks on speed and reach.
FinBox Research
The shrinking NBFC universe
The industry already appears to be moving toward a more disciplined phase driven by tighter compliance and stronger execution.
15 May 2026 4 min read
FinBox Research
Efficient systems are an unfair advantage for lenders
The easier the borrower is to underwrite, the easier capital flows. Everything else is starting to feel operationally expensive.
8 May 2026 5 min read
NBFC
Digital-first credit transformation for Indian NBFC - A FinBox case study
How a leading NBFC took the third option — partner instead of build-or-buy — and now originates 60% of its loans digitally across proprietary apps, 40+ point-of-sale partners, and an omnichannel co…
5 May 2026 11 min read
FinBox Research
Four years later, an industry reshaped
Five themes ran through nearly every edition we published over these four years. We're naming them plainly -- and saying what each one actually meant.
17 Apr 2026 6 min read
FinBox Research
India's credit game is finally borrower-friendly!
RBI scraps pre-payment penalties, NHB mandates interest on advance EMIs, and FM backs customer-first lending--here's how borrowers just won big.
11 Jul 2025 4 min read
FinBox Research
Banking's Bermuda Triangle Rate cuts, FinTechs and NPAs
RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?
6 Jun 2025 6 min read
FinBox Research
RBI just changed the rules of engagement; can digital lenders cope?
RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?
30 May 2025 4 min read
FinBox Research
Insolvency A new infinity loop for the Indian lenders
What happens when bankruptcy resolutions don't stay resolved? A deep dive into the IBC, lenders' frustration, and the need for reform.
16 May 2025 4 min read
FinBox Research
Will climate change heat up India's financial stress?
Climate change is no longer just an environmental issue--it's a rising credit risk. From crop losses to loan defaults, this piece explores how extreme weather is reshaping India's financial ecosystem and what banks must do to adapt.
2 May 2025 4 min read
FinBox Research
Will the rule of three help fix Indian microfinance?
How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.
4 Apr 2025 3 min read
FinBox Research
RBI eases risk weights but can it keep the lending house in order?
RBI eases lending norms to boost credit flow, but with soaring NPAs, is this a financial masterstroke or a risky gamble? Dive into the full analysis here.
28 Feb 2025 4 min read
FinBox Research
Turmoil among lenders sparks search for a savior
The big fight between cash crunch, interest rates and a slowdown in waiting.
14 Feb 2025 3 min read