Fraud Prevention

A credit head at a mid-sized NBFC told me recently about something that had been bothering her.

Welcome to the 201st edition of The Pattern, a weekly newsletter on the latest in finance, technology, and

The stock market tracks the giants, but these pings track desperation.

It's an interesting reminder of how global events move through an economy.

Every time a financial scandal breaks, the instinct is to treat it as an isolated failure

The AI transformation: A new era in agentic lending

Forget payments infrastructure. India built credit infrastructure at population scale.

Now, AI is moving from an assistant to an operator.

Heap usage remained stable while memory kept increasing; Memray helped uncover allocator-level memory retention, and tuning jemalloc successfully restored memory back to the host without requiring application code changes.

Over the last six years, total losses from fraud and cheating cases are estimated at over ₹53,000 crore.

AI has officially and authoritatively moved from our newsfeeds to our daily workflows.

Harness massive untapped value beyond underwriting