Topic
FinTech
India's financial technology landscape — from payment rails and credit infrastructure to regulatory shifts and the companies building the next generation of financial services.
The Pattern #221: What a ₹5 UPI fee does to loan repayment
Can the MDR on UPI hurt lender revenues?
25 Sep 2026 3 min read
Beyond the AI hype: Warning calls from the GFF stage
The global fintech fest saw equal amount of AI hype as it did warnings about AI. Documenting the pushback reveals more about the crossroads than a panel would.
11 Sep 2026 5 min read
Common Thread #4: Untangling credit for Africa
What Africa has done well so far is get people to use digital money; what it needs to do next is give people money digitally.
10 Sep 2026 6 min read
Where lenders want the risk
Why lending is a business of collections.
4 Sep 2026 6 min read
What Kenya and Nigeria now require of AI in credit decisions
Kenya and Nigeria are approaching digitization and formalization. Sentinel AI helps lender make it scale-ready and compliant from day 1.
1 Sep 2026 7 min read
What Singapore, the Philippines, and Vietnam require of AI in credit decisions
The three large players in SEA are moving at different pace but along the same axes. FinBox Sentinel AI is purpose built to solve for the complexity of scale as well as regulations.
1 Sep 2026 7 min read
India paid for this lesson. Southeast Asia can have it for free.
Southeast Asia's platforms are posting fast growth and 1% defaults. India's numbers looked identical two years ago — until the loans aged. Here's the playbook India's lenders paid for, and what's worth doing now, while the numbers still look good.
26 Aug 2026 4 min read
FinBox Research
Infinite Loop#31: The risk hiding inside every uploaded document
Autonomous AI agents are taking action—and taking orders from unvetted text embedded in everyday documents. This edition breaks down how to build system-level defenses around autonomous execution.
20 Aug 2026 4 min read
Human oversight for agentic systems isn't one-size-fits-all
When a fast-growing fintech wanted to screen applicants before letting them open a cash management account, it
8 Jul 2026 4 min read
FinBox Research
Delaying AI adoption for legacy readiness is a losing bet
Modernise the core incrementally while deploying AI-native capabilities in parallel.
24 Jun 2026 3 min read
FinBox Research
Why AI-led lending workflows require strategic pauses
What happens when a complex case falls outside the AI's training?
10 Jun 2026 4 min read
FinBox Research
The metric missing from most lending dashboards
Your loan origination is fast, but is it efficient?
27 May 2026 5 min read