FinBox Research
Topic

Financial Inclusion

Extending formal credit to India's thin-file and new-to-credit borrowers — alternate data, mobile-first underwriting, and the policy and technology stack behind it.

India vs Bharat: Technology must bridge the great financial inclusion divide
Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.
14 Jul 2021 3 min read
New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
24 Jun 2021 3 min read
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.
23 Jun 2021 4 min read
How D2C brands can crack the general trade market and grow by 10x
General trade forms the backbone of Indian retail. With the help of embedded finance, D2C brands in India can leverage the kirana store network to strategically push products and grow by up to 10x.
11 Jun 2021 4 min read
Challenges with MSME lending and how Embedded Finance solves them?
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
8 Apr 2021 6 min read
Buy-Now, Pay-Later will revolutionise B2B E-Commerce payments
Buy Now Pay Later (BNPL) will revolutionise B2B Credit, MSME Lending, and provide large value to B2B E-Commerce platforms.
17 Mar 2021 4 min read
FinBox @ 6th NBFC100 Tech Summit
15th March 2019 : FinBox participated as the AI & Alternative data partner for 6th NBFC100 Tech Summit in
20 Mar 2019 3 min read
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