Topic
Embedded Finance
Credit, payments, and insurance woven into non-financial products. How platforms, e-commerce companies, and fintechs are becoming financial services providers without becoming banks.
Financial-inclusion
What is OCEN and what it means for Digital Lending
Open Credit Enablement Network and Embedded Finance democratize credit distribution and drive financial inclusion.
27 Jul 2021 5 min read
Financial-inclusion
The Evolution of Digital Lending
Digital lending represented a huge leap on traditional lending. It lowered processing costs, improved revenue per loan, and drastically improved CX. It's an evolving space, and the next stage of digital lending will be powered by Embedded Finance.
23 Jul 2021 7 min read
FinBox Research
India vs Bharat: Technology must bridge the great financial inclusion divide
Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.
14 Jul 2021 3 min read
FinBox Research
How Embedded Finance enables retail-tech platforms to grow their revenue by 5x
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
25 Jun 2021 3 min read
FinBox Research
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.
23 Jun 2021 4 min read
FinBox Research
How D2C brands can crack the general trade market and grow by 10x
General trade forms the backbone of Indian retail. With the help of embedded finance, D2C brands in India can leverage the kirana store network to strategically push products and grow by up to 10x.
11 Jun 2021 4 min read
Embedded Finance
What is Cash Flow Based Lending and how it will ease the MSME Credit Gap?
Cash Flow Based Lending enables tailored, short-term, small-sized credit products and risk assessment of MSMEs, based not on their balance sheet or assets, but on real-time cash flow data and will ease the $280 billion credit gap in the Indian MSME sector.
12 May 2021 5 min read
FinBox Research
Challenges with MSME lending and how Embedded Finance solves them?
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
8 Apr 2021 6 min read
FinBox Research
Embedded Finance vs Digital Lending Partnerships - What’s the best way to offer credit on Digital Platforms?
Discover the differences between embedded finance and digital lending partnerships and which approach is the best way to offer credit on digital platforms.
24 Mar 2021 7 min read
FinBox Research
Buy-Now, Pay-Later will revolutionise B2B E-Commerce payments
Buy Now Pay Later (BNPL) will revolutionise B2B Credit, MSME Lending, and provide large value to B2B E-Commerce platforms.
17 Mar 2021 4 min read
Embedded Finance
What is a credit line & why it is the most effective MSME credit product?
Credit Line addresses the multiple challenges of MSME Credit. Embedded Finance enables platforms to distribute these credit lines.
6 Feb 2021 6 min read
FinBox Research
Top 7 Applications of Embedded Finance
Embedded finance enables lending-as-a-feature aka Embedded credit. It’ enables MSME Credit, in B2B E-Commerce, FMCG, logistics, pharmaceutical, and agri sector.
5 Feb 2021 8 min read